Tell Us About You
Life • Family • Finances • Goals • Aspirations
YOUR DREAMS HAVE DESTINATIONS
You Know Where You Want to Go.But Do You Know Whether Your Money Will Take You There?
Financial Horoscope™ transforms dreams into measurable wealth milestones.
Discover My Financial Horoscope™Personalized Comprehensive Confidential
Know Your
Current Position
Current Position
Discover
Your Gaps
Your Gaps
Get Your
Personalized Roadmap
Personalized Roadmap
Pursue
Your Dreams
Your Dreams
01 — WHY?
You are earning.
Saving. Investing.
But are you actually on course?
Having investments is not the same as knowing whether your goals are adequately funded—or whether every part of your financial life is working together.
?
Income
Investments
Protection
Property
Loans
Savings
02 — A DIFFERENT STARTING POINT
From obligation to aspiration.
TRADITIONAL STARTING POINT
Obligations
Pay Tax • Pay EMI • Buy Insurance • Start SIP • Save for Retirement
FINANCIAL HOROSCOPE™
Aspirations
Dream Home • Education • Lifestyle • Experiences • Marriage • Financial Freedom • Retirement • Legacy
“Don’t start with money. Start with the life you want.”Because money isn’t the destination. The life you want is.
03 — PERSONAL BY DESIGN
Financial Horoscope™ begins with YOU.
Because your financial future depends on much more than just your investments.
YOUYour life. Your priorities.
Profession & Experience
Family & Life Stage
Income & Expenses
Assets & Liabilities
Investments & Protection
Goals & Dreams
Different Lives. Different Priorities. Different Dreams. Different Financial Horoscopes™.
04 — QUESTIONS WORTH KNOWING
Do you know the answers to these questions?
You already have a financial future. The question is—do you know what it looks like?
01What is my Financial Health Score?
02Which Wealth Zone Am I In?
03How much wealth will my life actually require?
04How much of my goals are funded today?
05What is my wealth gap?
06Is my family adequately protected?
07Where will my current financial journey take me?
08What should I change today?
05 — WHAT IS FINANCIAL HOROSCOPE™?
See your financial life as one complete picture.
YOUR LIFEFamily • Profession • AspirationsYOUR NUMBERSIncome • Expenses • Assets • Investments
FINANCIAL
HOROSCOPE™PROPRIETARY ANALYSIS
HOROSCOPE™PROPRIETARY ANALYSIS
Financial HealthCurrent PositionRequired WealthGoal GapsProtection GapsFuture JourneyPersonalized Roadmap
06 — HOW DOES IT WORK?
A simple 4-step journey to clarity.
Financial Horoscope™ Analysis
Your information is brought together and analysed.
Discover Your Financial Reality
Position • Health • Requirements • Gaps • Future Journey
Get Your Personalized Roadmap
Priorities • Actions • Timelines • Review
Not just a report. A roadmap for your entire wealth journey.
07 — THE BIG REVEAL
Where are you headed?
WHAT IF NOTHING CHANGES?
Current Wealth Journey
Financial Health Score Wealth Zone Current Corpus Required Corpus Goals Funded Projected Wealth GapFINANCIAL
HOROSCOPE™
HOROSCOPE™
WITH A STRUCTURED ROADMAP
Recommended Wealth Journey
Recommended Corpus Goals Funded Potential Surplus Growth Zone Financial FreedomSame Dreams. A Better-Designed Journey.
08 — EVERY DREAM BECOMES MEASURABLE
Dreams become goals when they have a number and a timeline.
Dream Home
Children's Education
Car / Lifestyle
Travel & Experiences
Children's Marriage
Financial Freedom
Retirement
Legacy
09 — PROTECT WHAT MATTERS
Building wealth is only half the journey.
Protecting what you’re building matters too.
Life Protection
Health Protection
Emergency Preparedness
Family Financial Security
10 — FROM INSIGHT TO ACTION
Knowing the gap is only the beginning.
Clarity → Action → Progress
WHAT TO DOPRIORITYWHENEXPECTED OUTCOME
Portfolio OptimizationHigh0–3 monthsBetter risk-adjusted structure
Investment RequirementsHigh0–3 monthsAddress goal-funding gaps
Protection ReviewHigh0–3 monthsAdequate family cover
Asset AllocationMedium3–6 monthsBalanced portfolio
Goal PrioritizationMedium3–6 monthsFocus on key goals
Future Cash-Flow PlanMedium6–12 monthsStay on long-term track
11 — WHO IS IT FOR?
Different lives. Different responsibilities. Different dreams.
01Doctors
02Defence Personnel
03Bankers & Professionals
04Business Owners
05Families
06HNIs
07Pre-Retirees
08Retirees
One important question: Are you financially on course?
12 — REAL PEOPLE. REAL EXPERIENCES.
Hear it from the people who have experienced the journey.
Dr. Abhishek Khurana
Doctor
Col. Somvir Singh Mundalia
Defence Personnel
Mr. Vikas Aggarwal
Business / Professional
What clients say on Google
13 — HOW IS IT DIFFERENT?
Start with your life. Then design the money around it.
TRADITIONAL STARTING POINT
Product-Centric
Products → Investments → Returns → Hopefully Goals
VS
FINANCIAL HOROSCOPE™
Life-Centric
YOU → Aspirations → Numbers → Gaps → Roadmap → Action → Review
Financial Horoscope™ doesn’t begin with a financial product.It begins with your life.
14 — THE PEOPLE BEHIND THE ROADMAP
Experience. Planning. Human understanding.
Rubal Shridhar
Founder & Chief Financial PlannerEx–Wealth Manager, ICICI Bank | MBA (Finance) | IIM Calcutta (EP) | NISM • APMI • AAFM India • IRDA • TRPS
Abhishek Shridhar
Financial Horoscope™ SpecialistM-Tech | NISM | IRDA | AAFM India (AFGP, CRGP)
Monika Shridhar
Operations Head & Financial PlannerMBA (Marketing) | NISM | IRDA
Manisha Shridhar
Administrator & Financial PlannerM-Tech (IT) | NISM | IRDA
Trusted Financial Services Since 2009Among Haryana’s Top 3₹300+ Cr AUM1,000+ FamiliesServing Clients Across India
Portfolio Management Specialists | MF • SIF • PMS • AIF | Financial Horoscope™
15 — FAQ & TRUST
Before you begin.
Clear answers to the questions people naturally ask before starting their Financial Horoscope™.
What exactly is Financial Horoscope™?
Financial Horoscope™ is a structured financial planning and diagnostic concept that brings your life goals, financial resources, protection and future requirements into one comprehensive view.
Is Financial Horoscope™ related to astrology?
No. It is not astrology or fortune-telling. The name is a brand metaphor for a comprehensive view of your financial life and future planning requirements.
Who should get one?
It can be useful for professionals, business owners, families, HNIs, defence personnel, pre-retirees and retirees who want greater clarity about their financial journey.
What information will I need to provide?
The complete exercise may consider family and life-stage information, income and expenses, assets and liabilities, investments and protection, and your important goals and aspirations.
Is my information confidential?
Confidentiality is a core design principle of the Financial Horoscope™ journey. Information should be shared only through the designated secure workflow.
Are future values or projections guaranteed?
No. Future values, inflation and return assumptions are planning estimates and not guarantees of future outcomes. Actual outcomes can differ.
How often should it be reviewed?
A financial roadmap should be revisited when life, income, goals, markets or other important circumstances materially change, and periodically as part of an ongoing planning process.
16 — YOUR DESTINATION
You Have Only One Financial Life.Don’t Navigate It Blindly.
Know where you are.Know where you want to go.Know what needs to change.
Discover My Financial Horoscope™ Your Dreams. Our Expertise. A Clearer Tomorrow.